Dreamed up by activists and lobbyists and passed into law by unprecedented legislative malpractice, the so-called Affordable Care Act (ACA) is now showing its true colors. It’s neither affordable nor about care, and even many of its early proponents are beginning to realize it was all just an act – in the make-believe sense of the word, not the legislative sense.
Promising a free lunch did succeed in winning two elections, and that’s likely why the implementation was planned right from the start to take place in 2013-2014. Unfortunately, as many of us had warned before it was too late, there’s no such thing as a free lunch. While the ACA is still a few years away from wreaking its full impact on the U.S. Treasury, it is already having negative impacts on real, working, everyday people.
I could share many links to news stories covering those whose existing health policies will no longer be available, but there’s no need to look elsewhere, as two of my siblings (so far) are in that boat. I’ve yet to hear from my insurer whether my “grandfathered” plan will be available next year. So much for keeping your current insurance.
Likewise with the choice of doctors. Of the two major hospital/physician groups in my area, most of my providers are a part of just one of those groups. Last month, that group sent out a letter indicating that they would NOT participate in all but one of the low cost exchange insurance plans. So much for keeping your current doctor.
As for affordability, if I were to newly sign up for the plan closest to my existing plan with my current insurer, the monthly premium would roughly double. Sure, if by some miracle I was qualified, I could get a subsidy to offset some of that increase. But I’ve never collected welfare in my life, and I’d be hard pressed to open that Pandora’s box now. So much for 2008 campaign promises to save $2,500.00 per year.
Failure To Launch
If unkept promises were the only problem with the ACA, that would be a tough pill to swallow, but the shady marketing pales in comparison to the disastrous launch of the program. Given the timing of the ACA exchange launch’s proximity to a recent iPhone launch, the ACA’s problems were foolishly passed off as mere growing pains, no different than what Apple experiences when it launches a major new product.
Let’s just take a look at that ill-thought comparison.
Just Like Apple – NOT!
Forgetting the rest of the product line for a moment, Apple launches a new iPhone model every year. The ACA exchange websites have had three years to be developed and tested.
On the first weekend of sales, roughly 9 million iPhone 5S and 5C models were sold. For just the three-month period from October to December of this year, Apple will sell roughly 54 million iPhones. That’s nearly twice the widely-reported estimate of uninsured people in the US.
In the three weeks since the ACA exchange websites have launched, best-case estimates place the number of those successfully enrolled at around 20,000. That’s not necessarily 20,000 completed sales transactions, just enrollments.
While the newest iPhones have had a few minor software glitches, they are all quite usable for calling, emailing, and taking pictures. On the other hand, at the ACA exchange websites, you likely stand a far better chance of winning big money on a lottery ticket than you’ve had of completing an insurance policy purchase in one sitting.
Aren’t you glad that bureaucrats don’t make iPhones?
, Affordable Care Act
, Apple Products